Save, Borrow, Invest in Tomorrow

Personal loans

  • Loans from £250 - £7,000
  • Interest rates from 2% to 3% per month (26.8% to 42.6% APR)
  • Flexible repayments based on your ability to pay
  • No arrangement or early repayment fees
  • All loans subject to approval

Download our loans leaflet

Apply for a loan

Use our loan calculator

More details


Our Handy Loan
 

Borrow £250 - £500

Open to new and existing members

3% per month

42.6% APR

Repayment period up to one year

Our Handy Loan
(with savings)

Borrow £500 - £1,000

Open to new and existing members

3% per month

42.6% APR

Repayment period up to one year

Monthly Savings of £1 per £100 borrowed in addition to loan repayment

Our Savers Loan

Borrow £1,000 - £3,000

Open to members with a 6-month savings history totalling at least 10% of sum to be borrowed

2.5% per month

34.5% APR

Repayment period up to 3 years

Monthly Savings of £1 per £100 borrowed in addition to loan repayment

Our Higher Loan

Borrow £3,000 - £7,000

Open to members with a 6-month savings history totalling at least 10% of sum to be borrowed

2% per month

26.8% APR

Repayment period up to 3 years

Monthly Savings of £1 per £100 borrowed in addition to loan repayment

Members must also have 2 years history at the same address and 2 years history with the same employer