Save, Borrow, Invest in Tomorrow


ESLCU open at Kendal Town Hall18 November 2018:

Loans for Christmas and 2019

With a new series of the programme ‘A Matter of Life and Debt’ showing this week on BBC1, now is a good time to talk to your community bank, Eden & South Lakeland Credit Union. You can start saving and it is still possible to get a loan for Christmas. Visit their website on or phone 01768 890065 during office hours for more information.

‘A Matter of Life and Debt’ is a TV documentary series that shows how credit unions and other responsible lenders have helped people on low incomes with ethical loans. The new series starts at 11am on November 19th. There will be 10 episodes over a fortnight and a further 10 episodes in January. Click here to view the series online and find our more information.

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Chair recruitment pack10 September 2018:

Chair recruitment pack

We are recruiting a new Chair of the Board.

The deadline for applications is 12 noon on 8th October 2018.

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New general manager Stephen Thorpe4 July 2018:

New general manager Stephen Thorpe

The new general manager of Eden and South Lakeland Credit Union is Stephen Thorpe - and he says he is delighted to be making the move to this social enterprise in a district he knows well.

"I was delighted to be offered the post of general manager of Eden and South Lakeland Credit Union. Run predominantly by volunteers on behalf of its members, ESLCU is a not-for-profit social enterprise which aims to promote responsible money management, both saving and borrowing."

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Eden & South Lakeland Credit Union AGM 201821 December 2017:

Eden & South Lakeland Credit Union AGM 2018

The Annual General Meeting of Eden & South Lakeland Credit Union Limited for its financial year 2016/2017 will take place on Wednesday 7th February 2018 at Penrith Methodist Hall, Wordsworth Street, Penrith CA11 7QY between 6.30pm and 8.00pm.

All members of Eden & South Lakeland Credit Union are invited to attend.

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ESLCU volunteers plan for the future24 August 2017:

ESLCU volunteers plan for the future

A training day for volunteers from its offices in Penrith, Alston and Kendal was held on Tuesday 19th September. Volunteers got together at St Andrew's Church Centre in Penrith for a day of brainstorming and presentations from trainers. The trainers came from the Barclays Credit Union Programme – The credit union is one of just ten credit unions in the country to be given a place in the programme.

The brainstorming sessions came up with ideas for communications inside and outside the credit union, for training and for volunteer operations, and there were close examinations of the roles of everyone who makes the organisation a success, directors, volunteers and members. The lively discussions and talks during the day were an eye-opener to even the most experienced of volunteers.

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Barclays Credit Union social media training24 August 2017:

Barclays Credit Union social media training

Members of Eden & South Lakeland Credit Union took part today in the first of what will a number of training sessions, provided by The Barclays Credit Union Programme.

Today's workshop, entitled "Promoting the Credit Union through Social Media", was led by trainer Phil Frampton.

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Bank of England Executive Director James Proudman visits ESLCU24 August 2017:

Bank of England Executive Director James Proudman visits ESLCU

The Credit Union was delighted to welcome James Proudman, Bank of England Executive Director for UK Deposit Takers Supervision to our Penrith Office this lunchtime.

Mr Proudman, who is responsible for the supervision of the UK's banks, building societies and credit unions was on a fact finding mission to find out more about local community based credit unions.

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Barclays Credit Union programme21 July 2017:

Barclays Credit Union programme

Eden & South Lakeland Credit Union has been given a major boost with the announcement by the Barclays banking giant that our credit union has been selected for a training scheme to make our service to the public better than ever.

The credit union is one of only ten credit unions in the country to be selected this year, for the Barclays Credit Union programme, which provides training to improve key skills for staff and volunteers and to better meet the financial needs of local savers and borrowers. "We were delighted to be chosen to take part," said the credit union’s chair, Adrian Rush.

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Supervisory Committee Vacancies17 July 2017:

Supervisory Committee Vacancies

The Supervisory Committee is looking for two new members, following the retirement of Stephanie Fearn and the expansion into South Lakeland.

The primary role of the committee is to represent members’ interests by performing the role of independent internal audit, acting as the “eyes and ears” of the members. It is represented at board meetings and agrees an annual internal audit plan with the board. Committee members perform a “hands on” role, carrying out audit checks and reporting their findings for action by the board as necessary, and so have access to all internal documents and personnel.

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ESLCU talks at Impact Housing4 July 2017:

ESLCU talks at Impact Housing

The Credit Union was delighted to be invited to take part in the Impact Housing Association My Tenancy Matters Course on Tuesday 4th July. A short presentation was followed by a question and answer session.

All Impact Housing Association tenants who become members of the Credit Union receive an additional £5 donated by the Housing Association when they make their first deposit.


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Credit Union Manager job advert28 April 2017:

Credit Union Manager job advert

Eden & South Lakeland credit union have an exciting job opportunity.

Can you manage volunteers, support the Board, attract new customers and members and help us grow and develop?
Do you like a challenge, have excellent organisational and IT skills and enjoy working with a team to provide great customer service?

More info...

Penrith Office after re-branding completed11 April 2017:

Hello Eden and South Lakeland!

It's exciting times at the Eden & South Lakeland Credit Union, with the merger of South Lakeland members complete and weekly outreach sessions about to start at Sandylands Methodist Church, Sandylands Road, Kendal LA9 6EU on Wednesdays from 10:30am - 12:30pm. And we've already approved loans for South Lakeland residents!

Meanwhile the Penrith office rebranding has completed with the new logo and motto "Save, Borrow, Invest in Tomorrow" matching the new website at

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EdenSave AGM 2017 report10 February 2017:

EdenSave AGM 2017 report

The credit union's 3rd AGM took place on Wednesday 8th February 2017. Members received reports from the board, treasurer and supervisory committee with details of the accounts and audit.

Around 250 applications for loans had been sanctioned in the first three years and over £300,000 lent - savers big and small have deposited in excess of £600,000. Members questioned the board and elected members for the board, supervisory committee and the credit committee.

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EdenSave Annual General Meeting 201712 January 2017:

EdenSave AGM 2017

The Annual General Meeting of EdenSave Credit Union Limited for its financial year 2015/2016 will take place on Wednesday 8th February 2017 at Penrith Methodist Hall, Wordsworth Street, Penrith CA11 7QY between 6.30pm and 8.00pm.

The AGM will receive reports, decide on any dividend payment, run elections and appoint an auditor.

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EdenSave members approve merger15 December 2016:

EdenSave members approve merger

At at Special General Meeting of Eden Save Credit Union, held on the 14th December, members approved two resolutions which enable the Board of Directors to apply to the Financial Conduct Authority for approval for the merger of Eden Save Credit Union and South Lakeland Credit Union by way of a transfer of engagements from South Lakeland Credit Union to Eden Save Credit Union.

Subject to Financial Conduct Authority approval it is anticipated that the merger will be completed during the first quarter of 2017.

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EdenSave Special General Meeting30 November 2016:

EdenSave Special General Meeting

Notice of Special General Meeting of Eden Save Credit Union on December 14th 2016 at 6.30pm at the Penrith Methodist Church, Wordsworth Street, Penrith, CA11 7QY.

The meeting has resolutions to agree the proposed merger with South Lakeland Credit Union.

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Can you help EdenSave?13 October 2016:

EdenSave in All About Eden

EdenSave's Adrian Rush explains the benefits of community banking in an interview for Eden District Council's All About Eden magazine.

Eden District Council has supported the credit union in many ways over the years - and we were very pleased to have the opportunity to feature our thriving operation in Alston.

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EdenSave open for three years1 October 2016:

EdenSave celebrates third birthday

The past three years have proved the need for a Credit Union in Eden. Over 500 people have signed up as members. Many are saving regularly, or when they can, building up nest eggs that guard against unforeseen bills or enable the realisation of some future ambition.

EdenSave loans are making a real difference to our member’s lives, with over £200,000 lent to date. A huge thank you to all our members and everyone who has us given support and funding over the past three years

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Thanks to one of EdenSave's founders8 February 2016:

EdenSave holds its 2nd AGM

Some 35 members of EdenSave Credit Union attended the Annual General Meeting at the Methodist Hall, Wordsworth Street on 3rd February.

Chair, Adrian Rush, reported that many borrowers would have been drawn to high interest lenders such as Payday loan companies and doorstep lenders but for the services offered by EdenSave.

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EdenSave 2nd AGM17 January 2016:

EdenSave in Penrith Today

Thanks very much to the Penrith Today community magazine for prominent coverage of EdenSave

Included are real examples of people who have turned to EdenSave, your local Community Bank, for help.

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EdenSave 2nd AGM7 January 2016:

EdenSave's second AGM

The Annual General Meeting of EdenSave Credit Union Limited for its financial year 2014/2015 will take place on Wednesday 3rd February 2016 at Penrith Methodist Hall, Wordsworth Street, Penrith CA11 7QY between 6.30pm and 8.00pm.

All members of EdenSave are invited to attend.

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EdenSave is 2 years old12 October 2015:

EdenSave is 2 years old

On the 1st October 2015 EdenSave Credit Union marked the 2nd Anniversary of its launch.

"Nearly 500 residents across the district have now signed up for membership. Many more have approached the Credit Union for a loan."

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EdenSave Penrith new opening hours20 July 2015:

EdenSave Penrith new opening hours

The EdenSave office at 34 Devonshire Arcade, Penrith is to open 5 days a week from 3rd August 2015.

We will then be open for business from 10.30 am to 1.00 pm each weekday.

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EdenSave Junior Saver event at Penrith Library14 April 2015:

EdenSave Junior Saver event at Penrith Library

EdenSave held an event in Penrith Library designed to encourage Junior Savers to join us.

The children who came along had a great time, and we were able to publicise the Credit Union both to the children and to their parents.

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EdenSave Annual General Meeting 20153 February 2015:

EdenSave Annual General Meeting 2015

43 members of EdenSave Credit Union attended the inaugural Annual General Meeting at Penrith Methodist Hall on Monday night.

The meeting approved a Board recommendation to pay a dividend to members of 0.4% based on their average balances during the first year.

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EdenSave Annual General Meeting 20159 January 2015:

EdenSave Annual General Meeting 2015

The inaugural Annual General Meeting of EdenSave Credit Union Limited will take place on Monday 2nd February 2015 at Penrith Methodist Hall, Wordsworth Street, Penrith between 6.00pm and 7.30pm.

All members of EdenSave are invited to attend. Tea and coffee will be provided at the start of the meeting, and Directors will be available to talk to Members about the work of the Credit Union.

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EdenSave open on Christmas Saturday8 December 2014:

Saturday opening in Penrith

EdenSave opened its doors for business on a Saturday for the first time last weekend. Members of the EdenSave team operated from the office in Devonshire Arcade Penrith.

Following on from the success of this initiative the Credit Union will be open again next Saturday December 13th 2014 between 10:30am and 12:00 noon.

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Seasons Greetings from EdenSave1 December 2014:

Christmas Saturdays in Penrith

Our Penrith Office will be open on the next two Saturdays 6th and 13th December 2014 between 10:30 and 12:00 noon.

Parents and grandparents - it’s never too early to start putting money aside for your children or grandchildren. A Junior Savings account makes a great present.

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EdenSave's 300th member18 September 2014:

EdenSave' 300th member

EdenSave were delighted to welcome our 300th member on Monday 15th September.

Still in our first year of operation we are very grateful for all the support we have received from people across the Eden district who have shown their faith in the concept of a Credit Union by becoming shareholders.

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Brooks Newmark MP visits EdenSave15 August 2014:

EdenSave Credit Union were delighted to welcome the newly appointed Minister for Civil Society, Brooks Newmark to their Penrith Office on Thursday 14th August.

Mr Newmark talked to the volunteer staff about their work for the Credit Union, including range of loans on offer including the Back to School summer promotional loan and the use of I.T.

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Back to School loans28 June 2014:

EdenSave announces a new summer initiative to help parents worried about the costs incurred at this time of year:

A Back to School loan can help with the costs of school uniform, a new computer, sports equipment, a musical instrument or a major school outing.

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EdenSave Loan Leaflet24 June 2014:

An EdenSave borrower has recently made this statement to us:

"We would highly recommend your services to any local person in difficulty and have no hesitation in recommending your union and staff to the local people of Eden."

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EdenSave Appleby office moving to the Library30 May 2014:

EdenSave Appleby office moving to the Library

The EdenSave office at Appleby is moving premises on Friday, 13th June 2014 to the Appleby library.

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Alston Moor Parish Council joins EdenSave16 May 2014:

Alston Moor Parish Council joins EdenSave

EdenSave received yet another vote of confidence from the local community following the decision by Alston Moor Parish Council to become a member.

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Rory Stewart MP visits EdenSave13 May 2014:

Rory Stewart MP visits EdenSave

EdenSave vice-chair Alison Dumont and Manager Michael Westgarth welcomed Penrith and the Border M.P. Rory Stewart as a member at the credit union office at Devonshire Arcade, Penrith on Friday 9th May 2014.

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EdenSave wins two awards28 April 2014:

EdenSave wins two awards

EdenSave Credit Union won two Cumbra Social Enterprise Partnership awards at the CSEP Annual Conference at the Kirkgate Centre in Cockermouth on 28 April 2014.

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EdenSave Celebrates Two Milestones8 April 2014:

EdenSave Celebrates Two Milestones

EdenSave Credit Union celebrates two milestones this month. Launched in 2013 it has now being successfully recruiting members across Eden District for six months. The six month milestone coincided with the 50th Anniversary of the launch of the first Credit Union in Britain.

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Chris Davies MEP talks to EdenSave volunteer cashiers Julie and Una25 February 2014:

Chris Davies MEP visits EdenSave

Chris Davies, Liberal Democrat MEP for North_West England, visited the EdenSave Credit Union Penrith office where he talked to staff and volunteers about the savings and loans products being offered, and how these are aiming to support the growth of the local economy.

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Pictured are Appleby volunteers Sue Howard and Mary Fletcher, alongside EdenSave board member Chris Cant14 February 2014:

EdenSave Appleby office opens

EdenSave's new office on Appleby successfully opened on February 14th. Thanks very much to Heart of Eden Development Trust for use of their meeting room at the Appleby Business Centre. The office is open every Friday from 10am until 12 noon.

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EdenSave Alston Moor office opens30 January 2014:

EdenSave Alston Moor office opens

EdenSave ran its first weekly session in the Alston Moor Partnership Office in Alston - with a steady stream of visitors who became members, opened savings accounts, asked for information or simply wanted to wish us well. The office is open every Thursday from 10:00am until 1:00pm.

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EdenSave Kirkby Stephen office opens15 January 2014:

EdenSave Kirkby Stephen office opens

EdenSave ran its first weekly session at Kirkby Stephen in the Local Links office - and is already attracting community savers. The office is open every Wednesday from 10:15am until 12:15pm.

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The Bishop of Penrith and the EdenSave team8 October 2013:

Bishop of Penrith joins EdenSave

The Bishop of Penrith, the Rt Rev’d Robert Freeman, today visited EdenSave credit union.  The Bishop of Penrith said: “ I’m delighted to become a member of EdenSave Credit Union...

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EdenSave new premises pre-launch19 September 2013:

Penrith pre-launch

We were very pleased to welcome some of our supporters to a pre-launch event at our new premises

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